Stop Foreclosure On Your House in Greenville and Surrounding Areas
Don’t lose your equity and ruin your credit. Learn how to stop the foreclosure.
Facing foreclosure in Greenville, SC can be an incredible nerve wrecking and stressful situation, one leaving you with many questions and concerns. We are here to provide you with the right solution so that you can get back to enjoying time with your family, and just living without the ever-present worry of your bank taking your home.
We offer the peace of mind that you and your family need in situations such as this. Knowing all of your options when faced with foreclosure can make all the difference in avoiding the damage and loss caused by a foreclosure in Greenville.
We are a professional real estate solutions company working with people in Greenville and the surrounding areas every week who need to avoid a foreclosure.
Homeowners often find themselves in a foreclosure scenario for many different reasons. You may have lost your job or had your income reduced. You may have big credit card bills or medical expenses. Perhaps your mortgage rate increased from an ARM or other loan product. Your home may need major repairs such as foundation or roof work. Or maybe you just ran out of cash or decided you’d rather move on.
Any of the above can happen to anyone. Unfortunately, sometimes these things just happen. The most important thing is that you don’t despair. Take action instead. Recognize that the situation won’t go away if you do nothing. Understand your options and what’s best for you and your family going forward.
And that’s what we’re here for.
You see, we offer a few different solutions for Greenville, South Carolina and surrounding area homeowners who want to avoid a foreclosure.
Are You Facing Foreclosure in Greenville, SC?
Has your ARM reset to a rate you can’t afford? Have you experienced some sort of financial setback? Are you a veteran facing foreclosure in Greenville?
Don’t worry – you don’t have to foreclose your home. I have a fast solution to your problem! In this article, you will learn how to stop home foreclosure proceedings, how to avoid them and how to get help from the government, including help for veterans.
We will closely look at all processes and help you get back on track fast. You can avoid foreclosure in Greenville, SC but you must take action.
But first thing’s first.
What is Foreclosure?
Foreclosure is what which occurs when the homeowner fails to pay the mortgage according to their agreement with the lending institution. It is a legal process that inevitably the homeowner loses possession of the property. The property is typically placed up for auction in the county the home resides in.
Types of Foreclosure
Zillow identifies two types of foreclosure – judicial and non-judicial
- A civil lawsuit is formed against the borrower.
- Everything is handled by the legal court system.
- A notice of pendency is performed.
- The court agrees or disagrees on the lender’s decision of foreclosure.
- The notice of sale is published.
- The process takes from 4 to 8 months.
- A deed of trust conveys an interest in real property to a third party to hold as security for repayment of a debt.
- The trustee is able to begin foreclosure.
- Notice of Default is recorded and the borrower is given a deadline to repay what he owes or object.
- A Notice of Trustee’s Sale is recorded and the auction is decided on.
- The process takes up to 12 months.
How to Avoid Foreclosure in Greenville, SC?
If you have current difficulty in paying your mortgage, contact your loan servicer immediately. Federal Deposit Insurance Corporation states that you have to make sure you work directly with your servicer or counseling agency. Offers which are too good to be true are usually a scam. Stay safe and trust only reputable services.
You should also carefully study your budget – track your expenses and see which spendings you can minimize.
How to get help from the government
U.S Department of Housing and Urban Development presented several programs, implemented by The Obama Administration, which will help you avoid foreclosure. The list includes Making Home Affordable © (MHA) Program. Its strategy is to “help homeowners avoid foreclosure, stabilize the country’s housing market, and improve the nation’s economy.” Companies like Federal Deposit Insurance Corporation also work towards helping you make easy and affordable repayments to your home.
Avoid foreclosure and get fast cash for your Greenville house. We can make you a fair cash offer within 24 hours!
How to Stop Foreclosure in Greenville and surrounding areas?
UAC (Urban Affairs Coalition) created a Resource Guide which will help you stop foreclosure. The guide features up-to-date information on how to avoid and stop you from losing your home.
Here are some tips on how to stop foreclosure:
- Contact the lender as soon as possible.
- Consider loan modification, a repayment plan, a reinstatement, forbearance and any other options available to you.
- Refinance your loan.
- Sell your home.
If the fourth option seems the best, you’re in for a treat. I buy houses fast and for cash. Within 24 hours of filling out the form, you can have a cash offer in your hand. Not only do I pay cash for houses, but I can take that house off your hands in just a matter of days!
Help for Veterans Facing Foreclosure
I buy houses all over Greenville, SC, so in most cases, I can reach out to you on the same day you submit the form. I understand the difficulties of being a veteran and foreclosure is the last thing a veteran needs. But I’m ready to make your life a lot easier. Get your quote and sell your house today. The fastest service you can reach me on is my phone @ 864-506-8100.
Get a Cash Offer Within 24 Hours
Lucky for you, we buy houses in Greenville. We work fast to get you a no-obligation cash offer for your house within 24 hours.
Our customers comment all the time about our soft approach. You won’t get a hard sell with us. If you are not completely satisfied with the offer we make to buy your house, you don’t have to accept it. No charge. No fees.
We’d love to talk to you today about the house and your situation. We’re here to help even if you decide not to sell your house.
Give us a call at 864-506-8100 or fill out the form below to get started. We look forward to talking with you.